Data last updated: October 2026

Amsterdam, NetherlandsMadrid, Spain

You would need around 35.0% less money in Madrid, Spain to maintain the same standard of living you have in Amsterdam, Netherlands.

Overall Cost of Living

35.0%

Madrid, Spain is cheaper than Amsterdam, Netherlands

1-Bed Rent (City Center)

City A2,684 USD
City B1,596 USD
Difference-40.5%

Groceries (Monthly)

City A339 USD
City B288 USD
Difference-15.0%

Average Net Salary

City A4,791 USD
City B2,572 USD
Difference-46.3%

Editorial Insight: Planning a move from Amsterdam, Netherlands to Madrid, Spain? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Madrid, Spain is 35.0% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Madrid, Spain's center costs around 1,596 USD, which is a staggering 40.5% less than in Amsterdam, Netherlands. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Amsterdam, Netherlands and Madrid, Spain is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Madrid, Spain to maintain your current lifestyle in Amsterdam, Netherlands.

USD

You need in Madrid, Spain

3,114 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Amsterdam, Netherlands to Madrid, Spain and investing the 35% cost of living difference, you could reach FIRE 5.3 years earlier.

Budget Simulator

Instantly adapt your Amsterdam, Netherlands budget to local Madrid, Spain prices. We automatically adjust housing, groceries, and leisure categories.

Housing1596 USD
Groceries288 USD
Utilities & Internet267 USD

Investment Planner

You save 1088 USD every month on rent alone by moving to Madrid, Spain.

Investing this rent difference in an S&P 500 index fund could grow to ~182,784 USD in 10 years.