Data last updated: August 2026

Bali, IndonesiaSurabaya, Indonesia

You would need around 70.7% less money in Surabaya, Indonesia to maintain the same standard of living you have in Bali, Indonesia.

Overall Cost of Living

70.7%

Surabaya, Indonesia is cheaper than Bali, Indonesia

1-Bed Rent (City Center)

City A1,029 USD
City B283 USD
Difference-72.5%

Groceries (Monthly)

City A60 USD
City B36 USD
Difference-40.0%

Average Net Salary

City A222 USD
City B274 USD
Difference+23.4%

Editorial Insight: Planning a move from Bali, Indonesia to Surabaya, Indonesia? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Surabaya, Indonesia is 70.7% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Surabaya, Indonesia's center costs around 283 USD, which is a staggering 72.5% less than in Bali, Indonesia. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Bali, Indonesia and Surabaya, Indonesia is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Surabaya, Indonesia to maintain your current lifestyle in Bali, Indonesia.

USD

You need in Surabaya, Indonesia

65 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Bali, Indonesia to Surabaya, Indonesia and investing the 71% cost of living difference, you could reach FIRE 10.0 years earlier.

Budget Simulator

Instantly adapt your Bali, Indonesia budget to local Surabaya, Indonesia prices. We automatically adjust housing, groceries, and leisure categories.

Housing283 USD
Groceries36 USD
Utilities & Internet19 USD

Investment Planner

You save 746 USD every month on rent alone by moving to Surabaya, Indonesia.

Investing this rent difference in an S&P 500 index fund could grow to ~125,328 USD in 10 years.