Data last updated: August 2026

Chicago, ILCincinnati, OH

You would need around 28.5% less money in Cincinnati, OH to maintain the same standard of living you have in Chicago, IL.

Overall Cost of Living

28.5%

Cincinnati, OH is cheaper than Chicago, IL

1-Bed Rent (City Center)

City A2,406 USD
City B1,612 USD
Difference-33.0%

Groceries (Monthly)

City A293 USD
City B262 USD
Difference-10.6%

Average Net Salary

City A5,136 USD
City B4,071 USD
Difference-20.7%

Editorial Insight: Planning a move from Chicago, IL to Cincinnati, OH? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Cincinnati, OH is 28.5% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Cincinnati, OH's center costs around 1,612 USD, which is a staggering 33.0% less than in Chicago, IL. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Chicago, IL and Cincinnati, OH is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Cincinnati, OH to maintain your current lifestyle in Chicago, IL.

USD

You need in Cincinnati, OH

3,674 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Chicago, IL to Cincinnati, OH and investing the 28% cost of living difference, you could reach FIRE 4.3 years earlier.

Budget Simulator

Instantly adapt your Chicago, IL budget to local Cincinnati, OH prices. We automatically adjust housing, groceries, and leisure categories.

Housing1612 USD
Groceries262 USD
Utilities & Internet270 USD

Investment Planner

You save 794 USD every month on rent alone by moving to Cincinnati, OH.

Investing this rent difference in an S&P 500 index fund could grow to ~133,392 USD in 10 years.