Data last updated: August 2026

Cincinnati, OHSaint Paul, MN

You would need around 13.9% less money in Saint Paul, MN to maintain the same standard of living you have in Cincinnati, OH.

Overall Cost of Living

13.9%

Saint Paul, MN is cheaper than Cincinnati, OH

1-Bed Rent (City Center)

City A1,612 USD
City B1,346 USD
Difference-16.5%

Groceries (Monthly)

City A262 USD
City B240 USD
Difference-8.4%

Average Net Salary

City A4,071 USD
City B4,128 USD
Difference+1.4%

Editorial Insight: Planning a move from Cincinnati, OH to Saint Paul, MN? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Saint Paul, MN is 13.9% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Saint Paul, MN's center costs around 1,346 USD, which is a staggering 16.5% less than in Cincinnati, OH. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Cincinnati, OH and Saint Paul, MN is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Saint Paul, MN to maintain your current lifestyle in Cincinnati, OH.

USD

You need in Saint Paul, MN

3,506 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Cincinnati, OH to Saint Paul, MN and investing the 14% cost of living difference, you could reach FIRE 2.1 years earlier.

Budget Simulator

Instantly adapt your Cincinnati, OH budget to local Saint Paul, MN prices. We automatically adjust housing, groceries, and leisure categories.

Housing1346 USD
Groceries240 USD
Utilities & Internet262 USD

Investment Planner

You save 266 USD every month on rent alone by moving to Saint Paul, MN.

Investing this rent difference in an S&P 500 index fund could grow to ~44,688 USD in 10 years.