Data last updated: August 2026

Cleveland, OHToledo, OH

You would need around 36.5% less money in Toledo, OH to maintain the same standard of living you have in Cleveland, OH.

Overall Cost of Living

36.5%

Toledo, OH is cheaper than Cleveland, OH

1-Bed Rent (City Center)

City A1,611 USD
City B883 USD
Difference-45.2%

Groceries (Monthly)

City A282 USD
City B246 USD
Difference-12.8%

Average Net Salary

City A3,416 USD
City B3,239 USD
Difference-5.2%

Editorial Insight: Planning a move from Cleveland, OH to Toledo, OH? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Toledo, OH is 36.5% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Toledo, OH's center costs around 883 USD, which is a staggering 45.2% less than in Cleveland, OH. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Cleveland, OH and Toledo, OH is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Toledo, OH to maintain your current lifestyle in Cleveland, OH.

USD

You need in Toledo, OH

2,169 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Cleveland, OH to Toledo, OH and investing the 37% cost of living difference, you could reach FIRE 5.5 years earlier.

Budget Simulator

Instantly adapt your Cleveland, OH budget to local Toledo, OH prices. We automatically adjust housing, groceries, and leisure categories.

Housing883 USD
Groceries246 USD
Utilities & Internet265 USD

Investment Planner

You save 728 USD every month on rent alone by moving to Toledo, OH.

Investing this rent difference in an S&P 500 index fund could grow to ~122,304 USD in 10 years.