Houston, TXMemphis, TN
You would need around 13.8% less money in Memphis, TN to maintain the same standard of living you have in Houston, TX.
Overall Cost of Living
Memphis, TN is cheaper than Houston, TX
1-Bed Rent (City Center)
Groceries (Monthly)
Average Net Salary
Editorial Insight: Planning a move from Houston, TX to Memphis, TN? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Memphis, TN is 13.8% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Memphis, TN's center costs around 1,376 USD, which is a staggering 17.3% less than in Houston, TX. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.
Reviewed by the Remote Wealth Editorial Team
Our cost of living data for Houston, TX and Memphis, TN is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.
Read more about our team →Salary Comparator
Find out exactly how much you need to earn in Memphis, TN to maintain your current lifestyle in Houston, TX.
You need in Memphis, TN
4,041 USD
Geo-Arbitrage FIRE
Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.
By moving from Houston, TX to Memphis, TN and investing the 14% cost of living difference, you could reach FIRE 2.1 years earlier.
Budget Simulator
Instantly adapt your Houston, TX budget to local Memphis, TN prices. We automatically adjust housing, groceries, and leisure categories.
Investment Planner
You save 288 USD every month on rent alone by moving to Memphis, TN.
Investing this rent difference in an S&P 500 index fund could grow to ~48,384 USD in 10 years.