Data last updated: August 2026

Indianapolis, INSaint Paul, MN

You would need around 18.3% less money in Saint Paul, MN to maintain the same standard of living you have in Indianapolis, IN.

Overall Cost of Living

18.3%

Saint Paul, MN is cheaper than Indianapolis, IN

1-Bed Rent (City Center)

City A1,720 USD
City B1,346 USD
Difference-21.7%

Groceries (Monthly)

City A265 USD
City B240 USD
Difference-9.4%

Average Net Salary

City A4,405 USD
City B4,128 USD
Difference-6.3%

Editorial Insight: Planning a move from Indianapolis, IN to Saint Paul, MN? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Saint Paul, MN is 18.3% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Saint Paul, MN's center costs around 1,346 USD, which is a staggering 21.7% less than in Indianapolis, IN. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Indianapolis, IN and Saint Paul, MN is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Saint Paul, MN to maintain your current lifestyle in Indianapolis, IN.

USD

You need in Saint Paul, MN

3,601 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Indianapolis, IN to Saint Paul, MN and investing the 18% cost of living difference, you could reach FIRE 2.7 years earlier.

Budget Simulator

Instantly adapt your Indianapolis, IN budget to local Saint Paul, MN prices. We automatically adjust housing, groceries, and leisure categories.

Housing1346 USD
Groceries240 USD
Utilities & Internet262 USD

Investment Planner

You save 374 USD every month on rent alone by moving to Saint Paul, MN.

Investing this rent difference in an S&P 500 index fund could grow to ~62,832 USD in 10 years.