Data last updated: August 2026

London, United KingdomPhiladelphia, PA

You would need around 32.7% less money in Philadelphia, PA to maintain the same standard of living you have in London, United Kingdom.

Overall Cost of Living

32.7%

Philadelphia, PA is cheaper than London, United Kingdom

1-Bed Rent (City Center)

City A3,022 USD
City B1,943 USD
Difference-35.7%

Groceries (Monthly)

City A356 USD
City B310 USD
Difference-12.9%

Average Net Salary

City A4,658 USD
City B4,426 USD
Difference-5.0%

Editorial Insight: Planning a move from London, United Kingdom to Philadelphia, PA? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Philadelphia, PA is 32.7% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Philadelphia, PA's center costs around 1,943 USD, which is a staggering 35.7% less than in London, United Kingdom. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for London, United Kingdom and Philadelphia, PA is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Philadelphia, PA to maintain your current lifestyle in London, United Kingdom.

USD

You need in Philadelphia, PA

3,134 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from London, United Kingdom to Philadelphia, PA and investing the 33% cost of living difference, you could reach FIRE 4.9 years earlier.

Budget Simulator

Instantly adapt your London, United Kingdom budget to local Philadelphia, PA prices. We automatically adjust housing, groceries, and leisure categories.

Housing1943 USD
Groceries310 USD
Utilities & Internet270 USD

Investment Planner

You save 1079 USD every month on rent alone by moving to Philadelphia, PA.

Investing this rent difference in an S&P 500 index fund could grow to ~181,272 USD in 10 years.