Data last updated: August 2026

Memphis, TNOklahoma City, OK

You would need around 1.2% less money in Oklahoma City, OK to maintain the same standard of living you have in Memphis, TN.

Overall Cost of Living

1.2%

Oklahoma City, OK is cheaper than Memphis, TN

1-Bed Rent (City Center)

City A1,376 USD
City B1,286 USD
Difference-6.5%

Groceries (Monthly)

City A246 USD
City B314 USD
Difference+27.6%

Average Net Salary

City A3,689 USD
City B3,730 USD
Difference+1.1%

Editorial Insight: Swapping Memphis, TN for Oklahoma City, OK? Financially, our models show this is an incredibly smooth transition. The overall cost of living is statistically comparable, with only a 1.2% difference. Because your purchasing power remains largely unchanged, the Remote Wealth team suggests focusing your relocation decisions strictly on lifestyle factors—such as climate, culture, and visa logistics—rather than budget constraints.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Memphis, TN and Oklahoma City, OK is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Oklahoma City, OK to maintain your current lifestyle in Memphis, TN.

USD

You need in Oklahoma City, OK

3,644 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Memphis, TN to Oklahoma City, OK and investing the 1% cost of living difference, you could reach FIRE 0.2 years earlier.

Budget Simulator

Instantly adapt your Memphis, TN budget to local Oklahoma City, OK prices. We automatically adjust housing, groceries, and leisure categories.

Housing1286 USD
Groceries314 USD
Utilities & Internet292 USD

Investment Planner

You save 90 USD every month on rent alone by moving to Oklahoma City, OK.

Investing this rent difference in an S&P 500 index fund could grow to ~15,120 USD in 10 years.