Data last updated: August 2026

Philadelphia, PAMinneapolis, MN

You would need around 7.4% less money in Minneapolis, MN to maintain the same standard of living you have in Philadelphia, PA.

Overall Cost of Living

7.4%

Minneapolis, MN is cheaper than Philadelphia, PA

1-Bed Rent (City Center)

City A1,943 USD
City B1,795 USD
Difference-7.6%

Groceries (Monthly)

City A310 USD
City B276 USD
Difference-11.0%

Average Net Salary

City A4,426 USD
City B4,338 USD
Difference-2.0%

Editorial Insight: Swapping Philadelphia, PA for Minneapolis, MN? Financially, our models show this is an incredibly smooth transition. The overall cost of living is statistically comparable, with only a 7.4% difference. Because your purchasing power remains largely unchanged, the Remote Wealth team suggests focusing your relocation decisions strictly on lifestyle factors—such as climate, culture, and visa logistics—rather than budget constraints.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Philadelphia, PA and Minneapolis, MN is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Minneapolis, MN to maintain your current lifestyle in Philadelphia, PA.

USD

You need in Minneapolis, MN

4,098 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Philadelphia, PA to Minneapolis, MN and investing the 7% cost of living difference, you could reach FIRE 1.1 years earlier.

Budget Simulator

Instantly adapt your Philadelphia, PA budget to local Minneapolis, MN prices. We automatically adjust housing, groceries, and leisure categories.

Housing1795 USD
Groceries276 USD
Utilities & Internet270 USD

Investment Planner

You save 148 USD every month on rent alone by moving to Minneapolis, MN.

Investing this rent difference in an S&P 500 index fund could grow to ~24,864 USD in 10 years.