Data last updated: August 2026

Saint Paul, MNWarsaw, Poland

You would need around 18.4% less money in Warsaw, Poland to maintain the same standard of living you have in Saint Paul, MN.

Overall Cost of Living

18.4%

Warsaw, Poland is cheaper than Saint Paul, MN

1-Bed Rent (City Center)

City A1,346 USD
City B1,241 USD
Difference-7.8%

Groceries (Monthly)

City A240 USD
City B162 USD
Difference-32.5%

Average Net Salary

City A4,128 USD
City B2,216 USD
Difference-46.3%

Editorial Insight: Planning a move from Saint Paul, MN to Warsaw, Poland? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Warsaw, Poland is 18.4% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Warsaw, Poland's center costs around 1,241 USD, which is a staggering 7.8% less than in Saint Paul, MN. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Saint Paul, MN and Warsaw, Poland is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Warsaw, Poland to maintain your current lifestyle in Saint Paul, MN.

USD

You need in Warsaw, Poland

3,368 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Saint Paul, MN to Warsaw, Poland and investing the 18% cost of living difference, you could reach FIRE 2.8 years earlier.

Budget Simulator

Instantly adapt your Saint Paul, MN budget to local Warsaw, Poland prices. We automatically adjust housing, groceries, and leisure categories.

Housing1241 USD
Groceries162 USD
Utilities & Internet72 USD

Investment Planner

You save 105 USD every month on rent alone by moving to Warsaw, Poland.

Investing this rent difference in an S&P 500 index fund could grow to ~17,640 USD in 10 years.