Data last updated: August 2026

San Diego, CAMemphis, TN

You would need around 53.8% less money in Memphis, TN to maintain the same standard of living you have in San Diego, CA.

Overall Cost of Living

53.8%

Memphis, TN is cheaper than San Diego, CA

1-Bed Rent (City Center)

City A3,372 USD
City B1,376 USD
Difference-59.2%

Groceries (Monthly)

City A375 USD
City B246 USD
Difference-34.4%

Average Net Salary

City A5,217 USD
City B3,689 USD
Difference-29.3%

Editorial Insight: Planning a move from San Diego, CA to Memphis, TN? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Memphis, TN is 53.8% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Memphis, TN's center costs around 1,376 USD, which is a staggering 59.2% less than in San Diego, CA. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

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Reviewed by the Remote Wealth Editorial Team

Our cost of living data for San Diego, CA and Memphis, TN is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

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Salary Comparator

Find out exactly how much you need to earn in Memphis, TN to maintain your current lifestyle in San Diego, CA.

USD

You need in Memphis, TN

2,408 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from San Diego, CA to Memphis, TN and investing the 54% cost of living difference, you could reach FIRE 8.1 years earlier.

Budget Simulator

Instantly adapt your San Diego, CA budget to local Memphis, TN prices. We automatically adjust housing, groceries, and leisure categories.

Housing1376 USD
Groceries246 USD
Utilities & Internet274 USD

Investment Planner

You save 1996 USD every month on rent alone by moving to Memphis, TN.

Investing this rent difference in an S&P 500 index fund could grow to ~335,328 USD in 10 years.