Data last updated: October 2026

San Jose, CASurabaya, Indonesia

You would need around 91.3% less money in Surabaya, Indonesia to maintain the same standard of living you have in San Jose, CA.

Overall Cost of Living

91.3%

Surabaya, Indonesia is cheaper than San Jose, CA

1-Bed Rent (City Center)

City A3,135 USD
City B283 USD
Difference-91.0%

Groceries (Monthly)

City A318 USD
City B36 USD
Difference-88.7%

Average Net Salary

City A6,116 USD
City B274 USD
Difference-95.5%

Editorial Insight: Planning a move from San Jose, CA to Surabaya, Indonesia? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Surabaya, Indonesia is 91.3% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Surabaya, Indonesia's center costs around 283 USD, which is a staggering 91.0% less than in San Jose, CA. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:To securely access your home banking and streaming services while living abroad, grab a reliable VPN like NordVPN before relocating.Check out NordVPN

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for San Jose, CA and Surabaya, Indonesia is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Surabaya, Indonesia to maintain your current lifestyle in San Jose, CA.

USD

You need in Surabaya, Indonesia

534 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from San Jose, CA to Surabaya, Indonesia and investing the 91% cost of living difference, you could reach FIRE 10.0 years earlier.

Budget Simulator

Instantly adapt your San Jose, CA budget to local Surabaya, Indonesia prices. We automatically adjust housing, groceries, and leisure categories.

Housing283 USD
Groceries36 USD
Utilities & Internet19 USD

Investment Planner

You save 2852 USD every month on rent alone by moving to Surabaya, Indonesia.

Investing this rent difference in an S&P 500 index fund could grow to ~479,136 USD in 10 years.