Data last updated: August 2026

Toronto, CanadaSantiago, Chile

You would need around 63.3% less money in Santiago, Chile to maintain the same standard of living you have in Toronto, Canada.

Overall Cost of Living

63.3%

Santiago, Chile is cheaper than Toronto, Canada

1-Bed Rent (City Center)

City A1,642 USD
City B603 USD
Difference-63.3%

Groceries (Monthly)

City A213 USD
City B130 USD
Difference-39.0%

Average Net Salary

City A3,507 USD
City B859 USD
Difference-75.5%

Editorial Insight: Planning a move from Toronto, Canada to Santiago, Chile? Based on our verified data model, you are looking at a fantastic geo-arbitrage opportunity. Overall, the cost of living in Santiago, Chile is 63.3% cheaper. Housing is typically the biggest financial win—renting a 1-bedroom apartment in Santiago, Chile's center costs around 603 USD, which is a staggering 63.3% less than in Toronto, Canada. If you are retaining a remote income, the Remote Wealth team ranks this as a highly strategic move for wealth accumulation.

Pro Tip:Since you'll be managing money across borders and currencies, we highly recommend setting up a borderless account like Wise (formerly TransferWise) before you move to avoid heavy bank exchange fees.Check out Wise

Reviewed by the Remote Wealth Editorial Team

Our cost of living data for Toronto, Canada and Santiago, Chile is compiled using our rigorous verification methodology. We combine millions of data points from reliable sources to ensure you get the most accurate financial comparison for your relocation.

Read more about our team →

Salary Comparator

Find out exactly how much you need to earn in Santiago, Chile to maintain your current lifestyle in Toronto, Canada.

USD

You need in Santiago, Chile

1,287 USD

Geo-Arbitrage FIRE

Discover how moving to a cheaper city accelerates your Financial Independence and Retire Early (FIRE) timeline.

By moving from Toronto, Canada to Santiago, Chile and investing the 63% cost of living difference, you could reach FIRE 9.5 years earlier.

Budget Simulator

Instantly adapt your Toronto, Canada budget to local Santiago, Chile prices. We automatically adjust housing, groceries, and leisure categories.

Housing603 USD
Groceries130 USD
Utilities & Internet22 USD

Investment Planner

You save 1039 USD every month on rent alone by moving to Santiago, Chile.

Investing this rent difference in an S&P 500 index fund could grow to ~174,552 USD in 10 years.